A Grocery Store business is exposed to many risks, these could be related to the property, contents or even employees. Deciding how to buy the right grocery store insurance can seem like a complex process.
At Exceed Insurance, our team simplifies every coverage for you so that you make the right decision when choosing a Grocery Store Insurance policy.
Insurance for grocery stores provides a number of coverages. These coverages are decided basis your needs and various aspects of your store such as the location, size and contents sold.
Grocery Store Insurance Coverages fall under 3 major categories, liability coverage, property coverage, and other coverages.
Covers you for damages that occur from an in-store accident of a guest.
Pays for medical costs or loss of income situations that result from an on-the-job injury for your employees.
Helps settle claims for a situation where a guest causes harm a third-party under the influence of alcohol.
Pays for any damages caused to your store property and contents in it.
Protects your business from claims or legal accusations due to faulty products.
Protects your grocery store from any medical claims incurred due to pharmacy sales.
Secures you from copyright and trademark infringement claims.
Pays for additional expenses incurred that may not be covered in your general liability coverage.
Helps sustain any losses, pay the bills, take care of repairs in situations when you may have to temporarily close business for a few days.
Pays for repair and replacement costs for any equipment breakdown.
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